Narin Charan – Founder and CEO of Capital Alliance
Narin Charan is the founder of Capital Alliance, a company built to support small businesses through a simple and efficient approach to lending. The lending model Narin introduced when he founded the company in 2008 offers unsecured loans up $1 million through a streamlined application and decision process, requiring just three steps and yielding a decision the very same day. As a result, Narin’s company ensures small business owners have access to an influx of capital in as little as 24 hours.
What do you do in your spare time?
There’s so much to do and see here that I’m not sure there is just one or two things that dominate my spare time, and I really enjoy trying things that I haven’t yet had the opportunity to experience. When there’s nothing new to see or do, I’m mostly likely to spend my time reading a book while relaxing near the ocean.
What’s your favorite type of food?
I’m based out of Orange County, and a lot of great restaurants — and even a few food trucks — have come into the area in recent years. It’s really opened my eyes to cuisines I’d never really had the opportunity to experience, and my favorite places to eat feature menus inspired by quite a range of cuisines, including Vaca (Spanish), Pie-Not (Australian), Taco Maria (Mexican), and Anjin (Japanese).
What can you look forward to in the future?
Advances in technology helped my company create a lending model far different from the more traditional and outdated models that continue to be the norm. In the future, I’m looking forward to finding new ways to apply technological advances to the services we offer our clients. With the speed of technological innovation, it’s really exciting to consider all the possibilities for the future.
What’s your favorite thing about working in your industry?
Working with small business owners is so rewarding, and I truly enjoy how each day brings a new opportunity to partner with clients looking to achieve different goals for their business. It’s why I’ll always stay committed to the small business community and why I believe so strongly in our relationship-based lending philosophy.
What motivates you every day?
I’m motivated by opportunity. Ten years ago I saw an opportunity to create a company that could help support small businesses during a time of significant economic hardship, and every day since has brought new, interesting opportunities to do something truly important and valuable. That’s all the motivation I can really ask for.
